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We are closely monitoring the situation as it develops, and will be following all of the government’s advice. Our London team have been working from home for a number of days and our Cardiff office is now closed. All of our team are working remotely and are contactable using our normal phone system.

From April onwards, the employment status of many contractors will have shifted. No matter whether you’re an employer, an employee or a contractor, having a thorough understanding of the new IR35 legislation is absolutely vital over the coming months.

Wales has a thriving tech scene. The sector is worth £8.5 billion to the Welsh economy, so it is not surprising that there are several groups and initiatives aimed at promoting STEM in Wales. Cardiff is becoming a hub for fintech, with Monzo and Starling both opening offices in the capital – Starling’s CEO and Founder Anne Boden is home grown Welsh talent, after all.

In days gone by, a business that wanted to secure investment would have needed to prove it was capable of turning a profit by, well, turning a profit. Pitching untested ideas for which there was no demand (for how could there be a demand for something so far unthought of?) would have seen budding entrepreneurs laughed out of the bank, or destined to fall to the cutting room floor of Dragon’s Den.